@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.table{display:table}.grow{flex-grow:1}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.resize{resize:both}}@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:300 800;font-display:swap;src:url(/fonts/source-sans-3-14.woff2)format("woff2")}@font-face{font-family:"Source Sans 3";font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/source-sans-3-07.woff2)format("woff2")}html,body{margin:0;padding:0}*{box-sizing:border-box}body{background:#fff}.ktl-root{color:#262626;-webkit-font-smoothing:antialiased;background:#fff;min-height:100vh;font-family:"Source Sans 3",-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5}.ktl-root a{color:#262626}.ktl-root a:hover{color:#0d0d0f}.ktl-root ::selection{color:#fff;background:#1a1a1e}.ktl-sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.ktl-header{z-index:100;-webkit-backdrop-filter:saturate(180%)blur(12px);backdrop-filter:saturate(180%)blur(12px);background:#ffffffe6;border-bottom:1px solid #ececee;position:sticky;top:0}.ktl-header__inner{align-items:center;gap:22px;max-width:1240px;margin:0 auto;padding:8px 32px;display:flex}.ktl-logo{flex-shrink:0;align-items:center;text-decoration:none;display:inline-flex}.ktl-logo img{width:auto;height:56px;display:block}.ktl-nav{align-items:center;gap:22px;margin-left:12px;display:flex}.ktl-nav a{color:#262626;letter-spacing:.01em;padding:6px 0;font-size:15px;font-weight:600;text-decoration:none;transition:color .15s,transform .15s;position:relative}.ktl-nav a:hover,.ktl-nav a:focus-visible{color:#000;transform:translateY(-1px)}.ktl-nav__item{padding:18px 0;position:relative}.ktl-nav__item--has-menu:after{content:"";height:18px;position:absolute;top:100%;left:-24px;right:-24px}.ktl-nav__item>a{align-items:center;gap:7px;display:inline-flex}.ktl-nav__item--has-menu>a:before{content:"";border-bottom:1.5px solid;border-right:1.5px solid;order:2;width:6px;height:6px;transform:translateY(-2px)rotate(45deg)}.ktl-nav a[aria-current=page]:after{content:"";background:#1a1a1e;border-radius:2px;height:2px;position:absolute;bottom:-2px;left:0;right:0}.ktl-submenu{z-index:20;opacity:0;pointer-events:none;background:#fffffffa;border:1px solid #e7e7ea;border-radius:18px;width:320px;padding:10px;transition:opacity .15s,transform .15s;display:block;position:absolute;top:calc(100% + 12px);left:50%;transform:translate(-50%)translateY(8px);box-shadow:0 28px 70px #1a1a1e2e}.ktl-submenu--compact{width:280px}.ktl-submenu:before{content:"";height:18px;position:absolute;bottom:100%;left:0;right:0}.ktl-nav__item--has-menu:hover .ktl-submenu,.ktl-nav__item--has-menu:focus-within .ktl-submenu{opacity:1;pointer-events:auto;transform:translate(-50%)translateY(0)}.ktl-submenu__grid{gap:2px;display:grid}.ktl-submenu a{color:#2a2a30;border-radius:10px;align-items:center;min-height:36px;padding:8px 10px;font-size:13.5px;font-weight:700;line-height:1.25;text-decoration:none;display:flex}.ktl-submenu__overview{color:#2a2a30;background:0 0}.ktl-submenu a:hover,.ktl-submenu a:focus-visible{background:#f1f1f3}.ktl-submenu__overview:hover,.ktl-submenu__overview:focus-visible{color:#2a2a30;background:#f1f1f3}.ktl-header__actions{align-items:center;gap:10px;margin-left:auto;display:flex}.ktl-mobile-menu{margin-left:auto;display:none;position:relative}.ktl-mobile-menu__toggle{cursor:pointer;background:linear-gradient(#fff,#f5f5f7);border:1px solid #dfdfe4;border-radius:14px;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:48px;height:48px;list-style:none;display:flex;box-shadow:0 8px 22px #1a1a1e14}.ktl-mobile-menu__toggle::marker{content:""}.ktl-mobile-menu__toggle::-webkit-details-marker{display:none}.ktl-mobile-menu__toggle span{background:#1a1a1e;border-radius:999px;width:21px;height:2px;transition:transform .18s,opacity .18s;display:block}.ktl-mobile-menu[open] .ktl-mobile-menu__toggle span:first-child{transform:translateY(7px)rotate(45deg)}.ktl-mobile-menu[open] .ktl-mobile-menu__toggle span:nth-child(2){opacity:0}.ktl-mobile-menu[open] .ktl-mobile-menu__toggle span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.ktl-mobile-menu__panel{background:#fffffffa;border:1px solid #e7e7ea;border-radius:22px;width:min(360px,100vw - 36px);padding:14px;position:absolute;top:calc(100% + 12px);right:0;box-shadow:0 24px 60px #1a1a1e29}.ktl-mobile-nav{gap:4px;display:grid}.ktl-mobile-nav a{color:#262626;border-radius:12px;justify-content:space-between;align-items:center;min-height:46px;padding:12px 14px;font-size:16px;font-weight:700;text-decoration:none;display:flex}.ktl-mobile-nav a:after{color:#9a9aa2;content:"→";font-size:16px;line-height:1}.ktl-mobile-nav a:hover,.ktl-mobile-nav a[aria-current=page]{background:#f1f1f3}.ktl-mobile-submenu{border-radius:12px}.ktl-mobile-submenu summary{color:#262626;cursor:pointer;border-radius:12px;justify-content:space-between;align-items:center;min-height:46px;padding:12px 14px;font-size:16px;font-weight:700;list-style:none;display:flex}.ktl-mobile-submenu summary:after{content:"";border-bottom:2px solid #9a9aa2;border-right:2px solid #9a9aa2;width:8px;height:8px;transform:translateY(-2px)rotate(45deg)}.ktl-mobile-submenu[open] summary:after{transform:translateY(2px)rotate(225deg)}.ktl-mobile-submenu summary::-webkit-details-marker{display:none}.ktl-mobile-submenu summary:hover{background:#f1f1f3}.ktl-mobile-submenu__links{gap:2px;padding:4px 0 8px 12px;display:grid}.ktl-mobile-submenu__links a{color:#4a4a51;min-height:40px;padding:9px 12px;font-size:14.5px}.ktl-mobile-menu__actions{border-top:1px solid #ececee;gap:10px;margin-top:14px;padding-top:14px;display:grid}.ktl-mobile-menu__actions .ktl-button{min-height:46px}.ktl-button{cursor:pointer;border-radius:11px;justify-content:center;align-items:center;font-weight:700;text-decoration:none;transition:filter .15s,background .15s,border-color .15s,color .15s,gap .15s,transform .15s,box-shadow .15s;display:inline-flex}.ktl-button--primary{background:linear-gradient(135deg,#3a3a40,#1a1a1e 55%,#0d0d0f);border:1px solid #0d0d0f;box-shadow:0 6px 18px #00000029;color:#fff!important}.ktl-button--primary:hover{filter:none;background:#fff;border-color:#0d0d0f;transform:translateY(-3px)scale(1.03);box-shadow:0 18px 42px #0000004d;color:#0d0d0f!important}.ktl-button--primary:focus-visible{background:#fff;border-color:#0d0d0f;transform:translateY(-3px)scale(1.03);box-shadow:0 18px 42px #0000004d,0 0 0 3px #1a1a1e38;color:#0d0d0f!important}.ktl-button--light{background:linear-gradient(135deg,#f4f4f5,#c9c9cd);border:1px solid #ffffff1a;box-shadow:0 8px 24px #00000047;color:#111!important}.ktl-button--light:hover{filter:none;background:#fff;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #0000006b}.ktl-button--light:focus-visible{background:#fff;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #0000006b,0 0 0 3px #ffffff6b}.ktl-button--outline-dark{background:#fff;border:1.5px solid #1a1a1e;color:#1a1a1e!important}.ktl-button--outline-dark:hover{background:#1a1a1e;transform:translateY(-3px)scale(1.03);box-shadow:0 14px 32px #1a1a1e38;color:#fff!important}.ktl-button--outline-dark:focus-visible{background:#1a1a1e;transform:translateY(-3px)scale(1.03);box-shadow:0 14px 32px #1a1a1e38,0 0 0 3px #1a1a1e2e;color:#fff!important}.ktl-button--outline-light{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#ffffff0f;border:1.5px solid #ffffff8c;color:#fff!important}.ktl-button--outline-light:hover{background:#ffffff29;border-color:#ffffffd9;transform:translateY(-3px)scale(1.03);box-shadow:0 16px 36px #00000047}.ktl-button--outline-light:focus-visible{background:#ffffff29;border-color:#ffffffd9;transform:translateY(-3px)scale(1.03);box-shadow:0 16px 36px #00000047,0 0 0 3px #ffffff57}.ktl-button--header-primary{white-space:nowrap;border-radius:10px;padding:11px 16px;font-size:13.5px;font-weight:600}.ktl-button--header-primary:hover,.ktl-button--header-primary:focus-visible{filter:none;background:linear-gradient(135deg,#3a3a40,#1a1a1e 55%,#0d0d0f);border-color:#0d0d0f;transform:translateY(-3px)scale(1.03);box-shadow:0 18px 42px #0000004d;color:#fff!important}.ktl-button--header-primary:focus-visible{box-shadow:0 18px 42px #0000004d,0 0 0 3px #1a1a1e38}.ktl-button--header-secondary{white-space:nowrap;background:#fff;border:1.5px solid #c7c7cb;border-radius:10px;padding:10px 14px;font-size:13.5px;font-weight:600;color:#1a1a1e!important}.ktl-button--header-secondary:hover{background:#fafafa;border-color:#1a1a1e;transform:translateY(-3px)scale(1.03);box-shadow:0 14px 32px #1a1a1e2e}.ktl-button--header-secondary:focus-visible{background:#fafafa;border-color:#1a1a1e;transform:translateY(-3px)scale(1.03);box-shadow:0 14px 32px #1a1a1e2e,0 0 0 3px #1a1a1e29}.ktl-hero{justify-content:center;align-items:center;min-height:640px;display:flex;position:relative;overflow:hidden}.ktl-hero__image,.ktl-hero__overlay{position:absolute;inset:0}.ktl-hero__image{z-index:0}.ktl-hero__image img,.ktl-cover-img{object-fit:cover;width:100%;height:100%}.ktl-hero__overlay{z-index:1;pointer-events:none;background:linear-gradient(#0d0d0fc7,#0d0d0f9e 45%,#0d0d0fd1)}.ktl-hero__content{z-index:2;color:#fff;text-align:center;max-width:900px;padding:90px 32px;position:relative}.ktl-eyebrow{color:#8a8a90;letter-spacing:.16em;text-transform:uppercase;margin-bottom:14px;font-size:13px;font-weight:700}.ktl-hero__eyebrow{color:#e9e9ec;letter-spacing:.12em;text-transform:uppercase;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#ffffff1a;border:1px solid #ffffff38;border-radius:999px;align-items:center;gap:8px;margin-bottom:26px;padding:7px 16px;font-size:12.5px;font-weight:600;display:inline-flex}.ktl-hero h1{letter-spacing:-.02em;text-shadow:0 2px 30px #0006;text-wrap:balance;margin:0 0 22px;font-size:clamp(40px,6vw,68px);font-weight:800;line-height:1.04}.ktl-hero p{color:#e4e4e7;text-wrap:pretty;max-width:720px;margin:0 auto 38px;font-size:clamp(17px,2vw,21px);line-height:1.55}.ktl-hero__actions{flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:52px;display:flex}.ktl-hero__actions .ktl-button,.ktl-cta__actions .ktl-button{padding:16px 32px;font-size:16px}.ktl-hero__actions .ktl-button--light:hover,.ktl-hero__actions .ktl-button--light:focus-visible{background:linear-gradient(135deg,#fff,#ededf0);border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 0 0 2px #ffffff38,0 18px 44px #0000006b;color:#0d0d0f!important}.ktl-hero__actions .ktl-hero__phone:hover,.ktl-hero__actions .ktl-hero__phone:focus-visible{background:#ffffff38;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 0 0 2px #ffffff2e,0 18px 44px #0000006b}.ktl-badges{flex-wrap:wrap;justify-content:center;align-items:center;gap:22px;max-width:940px;margin:0 auto;display:flex}.ktl-badges img{object-fit:contain;width:auto;display:block}.ktl-badge-wide{height:62px}.ktl-badge-square-sm{height:74px}.ktl-badge-square{height:76px}.ktl-section{max-width:1240px;margin:0 auto;padding:96px 32px}.ktl-section--narrow{max-width:1080px}.ktl-band{background:#f6f6f8;border-top:1px solid #ececee;border-bottom:1px solid #ececee}.ktl-band--why{background:radial-gradient(circle at 14% 18%,#ffffff1a,#0000 28%),radial-gradient(circle at 86% 82%,#ffffff14,#0000 30%),linear-gradient(135deg,#3f3f46,#25252b 56%,#17171b);border:0;position:relative;overflow:hidden}.ktl-band--why:before{content:"";pointer-events:none;background-image:linear-gradient(#ffffff0b 1px,#0000 1px),linear-gradient(90deg,#ffffff0b 1px,#0000 1px);background-size:44px 44px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#0000,#000 18% 82%,#0000);mask-image:linear-gradient(90deg,#0000,#000 18% 82%,#0000)}.ktl-band--why .ktl-section{position:relative}.ktl-band--why .ktl-section-heading h2{color:#fff}.ktl-band--why .ktl-section-heading p{color:#d7d7dd}.ktl-section-heading{text-align:center;max-width:640px;margin:0 auto 56px}.ktl-section-heading--wide{max-width:760px}.ktl-section-heading h1,.ktl-section-heading h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 16px;font-size:clamp(32px,4vw,46px);font-weight:800}.ktl-section-heading h1{font-size:clamp(36px,5vw,52px)}.ktl-section-heading p{color:#5f5f66;text-wrap:pretty;margin:0;font-size:18px}.ktl-card-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.ktl-card{background:#fff;border:1px solid #e7e7ea;border-radius:16px;position:relative;box-shadow:0 1px 2px #0000000a}.ktl-service-card{flex-direction:column;padding:34px 30px;display:flex}.ktl-service-card:hover{transform:translateY(-3px);box-shadow:0 12px 30px #00000017}.ktl-icon-box{background:linear-gradient(135deg,#2e2e34,#0f0f12);border-radius:14px;place-items:center;width:58px;height:58px;margin-bottom:22px;display:grid}.ktl-icon-box--large{border-radius:16px;width:66px;height:66px}.ktl-icon-box--resource{border-radius:13px;width:52px;height:52px;margin-bottom:20px}.ktl-service-card h2,.ktl-service-card h3,.ktl-resource-card h3{color:#1a1a1e;margin:0 0 12px;font-size:21px;font-weight:700}.ktl-service-card p,.ktl-resource-card p{color:#5f5f66;flex:1;margin:0 0 22px;font-size:15px;line-height:1.6}.ktl-text-link{color:#1a1a1e;cursor:pointer;align-items:center;gap:6px;font-size:15px;font-weight:700;text-decoration:none;display:inline-flex}.ktl-text-link:hover{gap:10px}.ktl-card-link:after{border-radius:inherit;content:"";position:absolute;inset:0}.ktl-card-link:focus-visible{outline-offset:5px;outline:3px solid #1a1a1e}.ktl-reason-card{background:#fffffff5;border-color:#ffffff24;padding:34px 30px;transition:transform .18s,box-shadow .18s,border-color .18s;animation:.55s both ktl-fade-in;position:relative;overflow:hidden;box-shadow:0 20px 48px #0000002e}.ktl-reason-card:nth-child(2){animation-delay:80ms}.ktl-reason-card:nth-child(3){animation-delay:.16s}.ktl-reason-card:hover{border-color:#ffffff85;transform:translateY(-12px)scale(1.015);box-shadow:0 34px 82px #00000057}.ktl-reason-card:after{content:"";pointer-events:none;background:radial-gradient(circle,#1a1a1e1a,#0000 68%);border-radius:50%;width:150px;height:150px;position:absolute;inset:auto -40px -70px auto}.ktl-reason-card__topline{justify-content:space-between;align-items:center;gap:20px;margin-bottom:24px;display:flex}.ktl-reason-card__icon{color:#fff;background:linear-gradient(135deg,#2e2e34,#0f0f12);border-radius:16px;place-items:center;width:56px;height:56px;transition:transform .18s,background .18s;display:grid;box-shadow:0 12px 28px #0000002e}.ktl-reason-card:hover .ktl-reason-card__icon{background:linear-gradient(135deg,#4b4b54,#0d0d0f);transform:translateY(-3px)rotate(-2deg)}.ktl-reason-card__icon svg{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.8px;width:28px;height:28px}.ktl-reason-card__number{color:#b6b6bc;letter-spacing:.08em;font-size:18px;font-weight:800}.ktl-reason-card h3{color:#1a1a1e;margin:0 0 12px;font-size:20px;font-weight:700;line-height:1.25}.ktl-reason-card p{color:#5f5f66;margin:0;font-size:15px;line-height:1.6}.ktl-band--why .ktl-reason-card{text-align:center}.ktl-band--why .ktl-reason-card__topline{justify-content:center}.ktl-band--why .ktl-reason-card h3,.ktl-band--why .ktl-reason-card p{text-align:center}@keyframes ktl-fade-in{0%{opacity:0}to{opacity:1}}@media(prefers-reduced-motion:reduce){.ktl-reason-card{animation:none}.ktl-reason-card,.ktl-reason-card:hover{transition:none}}.ktl-split{grid-template-columns:.85fr 1fr;align-items:center;gap:64px;display:grid}.ktl-photo-card{position:relative}.ktl-photo-frame{aspect-ratio:4/5;border:1px solid #e7e7ea;border-radius:18px;overflow:hidden;box-shadow:0 24px 60px #00000029}.ktl-photo-badge{color:#fff;background:linear-gradient(135deg,#2e2e34,#0f0f12);border-radius:14px;padding:18px 24px;position:absolute;bottom:-20px;right:-12px;box-shadow:0 12px 28px #0000003d}.ktl-photo-badge strong{font-size:26px;font-weight:800;line-height:1;display:block}.ktl-photo-badge span{color:#c9c9cf;letter-spacing:.04em;margin-top:4px;font-size:12.5px;display:block}.ktl-about-copy h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 22px;font-size:clamp(30px,3.6vw,44px);font-weight:800;line-height:1.1}.ktl-about-copy p{color:#5f5f66;text-wrap:pretty;margin:0 0 30px;font-size:18px;line-height:1.65}.ktl-client-grid{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.ktl-client-card{background:#fff;border:1px solid #e7e7ea;border-top:3px solid #1a1a1e;border-radius:14px;padding:30px 26px}.ktl-client-card h3{color:#1a1a1e;margin:0 0 8px;font-size:18px;font-weight:700;line-height:1.3}.ktl-client-card p{color:#6a6a71;margin:0;font-size:14.5px;line-height:1.55}.ktl-testimonials-heading{text-align:center;margin-bottom:44px}.ktl-testimonials-heading h2{color:#1a1a1e;letter-spacing:-.02em;margin:0;font-size:clamp(32px,4vw,46px);font-weight:800}.ktl-review-shell{position:relative}.ktl-review-viewport{border-radius:18px;transition:height .25s;overflow:hidden}.ktl-review-track{transition:transform .45s cubic-bezier(.4,0,.2,1);display:flex}.ktl-review-slide{flex:0 0 100%;padding:4px}.ktl-review-card{text-align:center;background:#fff;border:1px solid #e7e7ea;border-radius:16px;flex-direction:column;align-items:center;min-height:240px;padding:40px 44px;display:flex;box-shadow:0 8px 30px #00000012}.ktl-review-author{flex-direction:column;align-items:center;gap:10px;margin-bottom:16px;display:flex}.ktl-review-initial{color:#fff;border-radius:50%;flex-shrink:0;place-items:center;width:54px;height:54px;font-size:21px;font-weight:700;display:grid}.ktl-review-name{color:#1a1a1e;justify-content:center;align-items:center;gap:8px;font-size:16px;font-weight:700;display:flex}.ktl-review-time{color:#8a8a90;margin-top:2px;font-size:13px}.ktl-stars{color:#fbbc05;letter-spacing:2px;margin-bottom:16px;font-size:19px}.ktl-review-card p{color:#3a3a40;text-wrap:pretty;margin:0;font-size:17px;line-height:1.6}.ktl-review-button{z-index:2;color:#1a1a1e;cursor:pointer;background:#fff;border:1px solid #e0e0e4;border-radius:50%;place-items:center;width:48px;height:48px;transition:background .15s,border-color .15s,color .15s,transform .15s,box-shadow .15s;display:grid;position:absolute;top:50%;transform:translateY(-50%);box-shadow:0 6px 18px #0000001f}.ktl-review-button:hover{color:#fff;background:#1a1a1e;border-color:#1a1a1e;box-shadow:0 12px 28px #1a1a1e2e}.ktl-review-button--prev{left:-20px}.ktl-review-button--next{right:-20px}.ktl-review-dots{justify-content:center;gap:9px;margin-top:28px;display:flex}.ktl-review-dot{cursor:pointer;background:#c9c9cd;border:none;border-radius:999px;width:9px;height:9px;padding:0;transition:all .2s}.ktl-review-dot.is-active{background:#1a1a1e;width:26px}.ktl-review-links{flex-wrap:wrap;justify-content:center;align-items:center;gap:14px;margin-top:40px;display:flex}.ktl-google-review-button{color:#1a1a1e;cursor:pointer;background:#fff;border:1px solid #dadadd;border-radius:11px;justify-content:center;align-items:center;gap:10px;padding:14px 26px;font-size:15px;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 3px 10px #0000000d}.ktl-google-review-button:hover{border-color:#1a1a1e}.ktl-underlined-link{color:#1a1a1e;cursor:pointer;text-underline-offset:3px;font-size:15px;font-weight:600;text-decoration:underline}.ktl-page-main{max-width:1100px;margin:0 auto;padding:80px 32px 40px}.ktl-page-main--services{max-width:1180px;padding-top:0;padding-bottom:96px}.ktl-page-main--service-buckets,.ktl-page-main--resources{max-width:1180px;padding-top:0}.ktl-services-who{border-top:1px solid #e7e7ea;margin-top:84px;margin-bottom:96px;padding-top:76px}.ktl-services-hero{--ktl-services-hero-image:url(/assets/irs-problems-hero.webp);background:#111114;justify-content:center;align-items:center;width:100vw;min-height:430px;margin:0 calc(50% - 50vw) 64px;display:flex;position:relative;overflow:hidden;box-shadow:0 24px 70px #1a1a1e2e}.ktl-services-hero:before{background:var(--ktl-services-hero-image) 50% 52% / cover;content:"";position:absolute;inset:-10px;transform:scale(1.02)}.ktl-services-hero--office{--ktl-services-hero-image:url(/assets/services-hero-office-tax.webp)}.ktl-services-hero--resources{--ktl-services-hero-image:url(/assets/resources-hero.webp)}.ktl-services-hero--irs-debt{--ktl-services-hero-image:url(/assets/irs-problems-hero.webp)}.ktl-services-hero:after{content:"";background:linear-gradient(90deg,#0d0d0fc2,#0d0d0f94,#0d0d0f57);position:absolute;inset:0}.ktl-services-hero__content{z-index:1;text-align:center;width:min(1180px,100vw - 64px);max-width:760px;margin:0 auto;padding:clamp(42px,6vw,68px) 0;position:relative}.ktl-services-hero h1{color:#fff;letter-spacing:-.04em;max-width:980px;margin:0 auto 18px;font-size:clamp(46px,5.6vw,78px);font-weight:800;line-height:.96}.ktl-services-hero p{color:#e8e8ed;text-wrap:pretty;max-width:880px;margin:0 auto;font-size:clamp(19px,1.8vw,25px);line-height:1.48}.ktl-section-heading--left{text-align:left;align-items:flex-start;max-width:760px;margin-bottom:34px;margin-right:auto}.ktl-problem-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;display:grid}.ktl-how-fix-page{max-width:1180px;padding-top:0}.ktl-how-fix-intro{text-align:center;max-width:880px;margin:0 auto 64px}.ktl-how-fix-intro h2{color:#1a1a1e;letter-spacing:-.03em;margin:0 0 18px;font-size:clamp(34px,4vw,52px);font-weight:800;line-height:1.04}.ktl-how-fix-intro p{color:#5f5f66;text-wrap:pretty;margin:0 auto 18px;font-size:19px;line-height:1.65}.ktl-how-fix-intro p:last-child{margin-bottom:0}.ktl-debt-solution-list{gap:18px;margin-bottom:96px;display:grid}.ktl-debt-solution-card{background:#fff;border:1px solid #e7e7ea;border-radius:22px;grid-template-columns:74px 58px minmax(0,1fr);align-items:start;gap:24px;padding:34px;display:grid;box-shadow:0 12px 34px #1a1a1e0f}.ktl-debt-solution-card__number{color:#fff;background:#1a1a1e;border-radius:18px;place-items:center;width:64px;height:64px;font-size:17px;font-weight:800;display:grid}.ktl-debt-solution-card .ktl-icon-box{margin-bottom:0}.ktl-debt-solution-card h3{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 14px;font-size:clamp(25px,2.8vw,34px);font-weight:800;line-height:1.1}.ktl-debt-solution-card p{color:#4a4a51;margin:0 0 14px;font-size:17px;line-height:1.65}.ktl-debt-solution-card .ktl-text-link{margin-top:6px}.ktl-problem-card{flex-direction:column;padding:28px;transition:transform .15s,box-shadow .15s;display:flex}.ktl-problem-card:hover{transform:translateY(-3px);box-shadow:0 14px 34px #1a1a1e1a}.ktl-problem-card h3{color:#1a1a1e;margin:0 0 12px;font-size:22px;font-weight:800;line-height:1.18}.ktl-problem-card p{color:#5f5f66;flex:1;margin:0 0 18px;font-size:15.5px;line-height:1.58}.ktl-problem-card .ktl-tag-list{margin-bottom:22px}.ktl-service-row-list{flex-direction:column;gap:22px;display:flex}.ktl-service-row{background:#fff;border:1px solid #e7e7ea;border-radius:18px;grid-template-columns:72px 1fr;gap:26px;padding:38px;display:grid;box-shadow:0 2px 8px #0000000a}.ktl-service-row h2{color:#1a1a1e;margin:0 0 12px;font-size:26px;font-weight:800}.ktl-service-row p{color:#5f5f66;margin:0 0 18px;font-size:16.5px;line-height:1.65}.ktl-tag-list{flex-wrap:wrap;gap:8px;display:flex}.ktl-tag-list span{color:#3a3a40;background:#f1f1f3;border-radius:999px;padding:6px 14px;font-size:13px;font-weight:600}.ktl-about-page .ktl-split{align-items:start;gap:60px}.ktl-about-bio{grid-template-columns:minmax(300px,.78fr) minmax(0,1fr);align-items:start;gap:28px 60px;max-width:1120px;margin:0 auto;display:grid}.ktl-about-bio__heading{grid-area:1/2}.ktl-about-bio__copy{grid-area:2/2}.ktl-about-headshot{aspect-ratio:4/5;border:1px solid #e7e7ea;border-radius:18px;grid-area:1/1/span 2;position:sticky;top:110px;overflow:hidden;box-shadow:0 24px 60px #00000029}.ktl-about-sticky{position:sticky;top:110px}.ktl-about-page h1{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 24px;font-size:clamp(32px,4.4vw,48px);font-weight:800;line-height:1.08}.ktl-about-page p{color:#4a4a51;text-wrap:pretty;margin:0 0 22px;font-size:18.5px;line-height:1.7}.ktl-about-page h2{color:#8a8a90;letter-spacing:.08em;text-transform:uppercase;margin:0 0 16px;font-size:15px;font-weight:700}.ktl-credential-section{border-top:1px solid #e7e7ea;width:min(1320px,100vw - 64px);margin-top:72px;margin-left:50%;padding-top:58px;transform:translate(-50%)}.ktl-about-why{border-radius:30px;width:min(1240px,100vw - 64px);margin-top:84px;margin-bottom:96px;margin-left:50%;transform:translate(-50%)}.ktl-about-why .ktl-section{padding:88px 56px}.ktl-about-why .ktl-section-heading{margin-bottom:64px}.ktl-about-why .ktl-section-heading h2{color:#fff;letter-spacing:-.02em;text-transform:none;margin:0 0 16px;font-size:clamp(32px,4vw,46px);font-weight:800;line-height:1.1}.ktl-about-why .ktl-reason-grid{gap:30px}.ktl-about-why .ktl-reason-card{padding:42px 36px}.ktl-credential-section .ktl-section-heading{margin-bottom:34px}.ktl-credential-section h2{color:#1a1a1e;letter-spacing:-.02em;text-transform:none;margin:0 0 14px;font-size:clamp(28px,3.6vw,42px);font-weight:800;line-height:1.1}.ktl-credentials{grid-template-columns:repeat(5,minmax(0,1fr));gap:22px;display:grid}.ktl-credential-card{text-align:center;background:#fff;border:1px solid #e7e7ea;border-radius:18px;flex-direction:column;align-items:center;gap:15px;min-height:188px;padding:24px 16px;display:flex;box-shadow:0 14px 38px #1a1a1e0f}.ktl-credential-card__media{background:#f6f6f8;border-radius:20px;flex:0 0 80px;place-items:center;width:80px;height:80px;display:grid}.ktl-credential-card__media--image,.ktl-credential-card__media--wide{background:#fff}.ktl-credential-card__media img{object-fit:contain;max-width:66px;max-height:66px}.ktl-credential-card__media--wide img{max-width:72px;max-height:38px}.ktl-credential-card__media--tax-court img{object-position:center;width:172px;max-width:172px;max-height:64px;margin:auto;display:block}.ktl-credential-card__media--tax-court{background:0 0;width:190px;max-width:100%}.ktl-credential-card__media--district img,.ktl-credential-card__media--honors img{max-width:74px;max-height:74px}.ktl-credential-card__media--loyola img{max-width:90px;max-height:48px}.ktl-credential-card strong{color:#1a1a1e;margin-bottom:4px;font-size:15px;font-weight:800;line-height:1.2;display:block}.ktl-credential-card span{color:#5f5f66;font-size:13px;font-weight:600;line-height:1.35;display:block}.ktl-resource-card{grid-template-columns:minmax(0,1.05fr) minmax(240px,.95fr);align-items:stretch;gap:28px;padding:28px;display:grid;overflow:hidden}.ktl-resource-card__content{flex-direction:column;align-items:flex-start;min-width:0;display:flex}.ktl-resource-card__media{background:#e7e7ea;border-radius:0 18px 18px 0;margin:-28px -28px -28px 0;overflow:hidden}.ktl-resource-card__media img{object-fit:cover;width:100%;height:100%;min-height:220px;display:block}.ktl-resource-card .ktl-card-link{margin-top:auto}.ktl-resource-grid{grid-template-columns:repeat(2,minmax(0,560px));justify-content:center;gap:34px;margin-bottom:56px}.ktl-resource-video{background:linear-gradient(135deg,#f7f7f9,#fff 72%);border:1px solid #e7e7ea;border-radius:24px;grid-template-columns:minmax(0,.84fr) minmax(0,1.16fr);align-items:center;gap:34px;margin-bottom:56px;padding:38px;scroll-margin-top:116px;display:grid;box-shadow:0 18px 48px #1a1a1e12}.ktl-resource-video__copy h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 14px;font-size:clamp(28px,3.4vw,42px);font-weight:800;line-height:1.08}.ktl-resource-video__copy p:not(.ktl-eyebrow){color:#5f5f66;margin:0 0 24px;font-size:17.5px;line-height:1.65}.ktl-resource-video__copy .ktl-button{padding:14px 24px}.ktl-resource-video__embed{aspect-ratio:16/9;background:#111114;border:1px solid #dadae0;border-radius:18px;position:relative;overflow:hidden;box-shadow:0 18px 42px #1a1a1e29}.ktl-resource-video__embed iframe{border:0;width:100%;height:100%;position:absolute;inset:0}.ktl-faq-page,.ktl-deadlines-page{max-width:1180px}.ktl-deadlines-hero{max-width:840px;margin-bottom:58px}.ktl-deadlines-hero h1{color:#1a1a1e;letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(42px,6vw,72px);font-weight:800;line-height:.96}.ktl-deadlines-hero p:not(.ktl-eyebrow){color:#5f5f66;max-width:760px;margin:0;font-size:21px;line-height:1.55}.ktl-deadlines-layout{grid-template-columns:300px minmax(0,1fr);align-items:start;gap:46px;display:grid}.ktl-deadlines-jump{align-self:start}.ktl-deadlines-content{gap:52px;display:grid}.ktl-deadline-note-card,.ktl-deadline-source-card,.ktl-deadlines-help{background:#f6f6f8;border:1px solid #e7e7ea;border-radius:20px;padding:28px}.ktl-deadline-note-card h2,.ktl-deadline-source-card h2,.ktl-deadlines-help h2{color:#1a1a1e;margin:0 0 16px;font-size:24px;font-weight:800;line-height:1.15}.ktl-deadline-note-card ul{color:#4a4a51;gap:10px;margin:0;padding-left:20px;font-size:16.5px;line-height:1.6;display:grid}.ktl-deadline-note-card--wide{width:min(1320px,100vw - 64px);margin-top:64px;margin-left:50%;padding:34px;transform:translate(-50%)}.ktl-deadline-note-card--wide h2{font-size:24px}.ktl-deadline-note-card__copy{max-width:1160px}.ktl-deadline-note-card__copy p{color:#4a4a51;margin:0 0 14px;font-size:16.5px;line-height:1.6}.ktl-deadline-note-card__copy p:last-child{margin-bottom:0}.ktl-deadline-source-card p{color:#5f5f66;margin:0 0 18px;font-size:16.5px;line-height:1.6}.ktl-deadline-source-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.ktl-deadline-source-list a{color:#1a1a1e;background:#fff;border-radius:12px;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;font-size:14.5px;font-weight:800;text-decoration:none;display:flex}.ktl-deadline-source-list a:hover,.ktl-deadline-source-list a:focus-visible{background:#ececee}.ktl-deadline-group{padding-top:10px;scroll-margin-top:110px}.ktl-deadline-group+.ktl-deadline-group{border-top:1px solid #e7e7ea;padding-top:64px}.ktl-deadline-group h2{color:#1a1a1e;letter-spacing:-.02em;margin:0;font-size:clamp(30px,3.4vw,44px);font-weight:800;line-height:1.08}.ktl-deadline-list{gap:14px;margin-top:28px;display:grid}.ktl-deadline-card{background:#fff;border:1px solid #e7e7ea;border-radius:18px;grid-template-columns:128px minmax(0,1fr);align-items:start;gap:22px;padding:22px;display:grid;box-shadow:0 10px 28px #1a1a1e0d}.ktl-deadline-card__date{color:#fff;text-align:center;background:#1a1a1e;border-radius:14px;justify-content:center;align-items:center;min-height:46px;padding:10px 12px;font-size:15px;font-weight:800;line-height:1.15;display:inline-flex}.ktl-deadline-card h3{color:#1a1a1e;margin:0 0 8px;font-size:21px;font-weight:800;line-height:1.18}.ktl-deadline-card p,.ktl-deadlines-help p{color:#5f5f66;margin:0;font-size:16.5px;line-height:1.6}.ktl-deadlines-help__links{flex-wrap:wrap;align-items:center;gap:18px;margin-top:24px;display:flex}.ktl-legal-page{max-width:980px}.ktl-legal-hero{max-width:820px;margin-bottom:46px}.ktl-legal-hero h1{color:#1a1a1e;letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(42px,6vw,72px);font-weight:800;line-height:.96}.ktl-legal-hero p{color:#5f5f66;margin:0;font-size:21px;line-height:1.55}.ktl-legal-content{background:#fff;border:1px solid #e7e7ea;border-radius:24px;gap:28px;padding:38px;display:grid;box-shadow:0 18px 48px #1a1a1e0f}.ktl-legal-content section+section{border-top:1px solid #ececee;padding-top:28px}.ktl-legal-content h2{color:#1a1a1e;margin:0 0 12px;font-size:24px;font-weight:800;line-height:1.15}.ktl-legal-content p{color:#4a4a51;margin:0;font-size:17px;line-height:1.7}.ktl-legal-content ul{color:#4a4a51;gap:8px;margin:12px 0 0;padding-left:22px;font-size:17px;line-height:1.6;display:grid}.ktl-legal-content a{color:#1a1a1e;text-underline-offset:3px;font-weight:800;text-decoration-thickness:1px}.ktl-blog-index-page,.ktl-blog-post-page{max-width:1180px}.ktl-blog-hero{text-align:center;max-width:840px;margin-bottom:52px;margin-left:auto;margin-right:auto}.ktl-blog-hero h1,.ktl-blog-article__header h1{color:#1a1a1e;letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(42px,6vw,72px);font-weight:800;line-height:.96}.ktl-blog-hero p{color:#5f5f66;margin:0;font-size:21px;line-height:1.55}.ktl-blog-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;display:grid}.ktl-blog-card{color:#1a1a1e;background:#fff;border:1px solid #e7e7ea;border-radius:20px;flex-direction:column;min-height:330px;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;overflow:hidden;box-shadow:0 12px 34px #1a1a1e0f}.ktl-blog-card:hover,.ktl-blog-card:focus-visible{transform:translateY(-3px);box-shadow:0 18px 42px #1a1a1e1f}.ktl-blog-card>img,.ktl-blog-card__placeholder{object-fit:cover;width:100%;height:190px;display:block}.ktl-blog-card__placeholder{color:#fff;letter-spacing:-.04em;background:linear-gradient(135deg,#2f2f36,#101014);place-items:center;font-size:42px;font-weight:800;display:grid}.ktl-blog-card__body{flex-direction:column;flex:1;padding:28px;display:flex}.ktl-blog-card__meta{color:#7a7a82;letter-spacing:.04em;text-transform:uppercase;flex-wrap:wrap;justify-content:center;gap:8px;margin-bottom:14px;font-size:13.5px;font-weight:800;display:flex}.ktl-blog-card h3{color:#1a1a1e;letter-spacing:-.02em;text-align:center;margin:0 0 14px;font-size:23px;font-weight:800;line-height:1.12}.ktl-blog-card p{color:#5f5f66;text-align:center;flex:1;margin:0 0 22px;font-size:15.5px;line-height:1.62}.ktl-blog-card .ktl-text-link{justify-content:center;margin-top:auto}.ktl-blog-article{text-align:center;max-width:860px;margin:0 auto}.ktl-blog-article__header{margin-bottom:42px}.ktl-blog-article__body{color:#3f3f46;text-align:center;font-size:19px;line-height:1.75}.ktl-blog-article__body p{margin:0 0 24px}.ktl-blog-article__body a{color:#1a1a1e;text-underline-offset:3px;font-weight:800;text-decoration-thickness:1px}.ktl-blog-article__body h2{color:#1a1a1e;letter-spacing:-.02em;margin:44px 0 16px;font-size:clamp(26px,3vw,34px);font-weight:800;line-height:1.12}.ktl-blog-article__body ul{text-align:left;gap:10px;margin:0 0 24px;padding-left:24px;display:inline-grid}.ktl-blog-article__body li{color:#3f3f46;font-size:18px;line-height:1.6}.ktl-blog-nav{border-top:1px solid #e7e7ea;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:56px;padding-top:34px;display:grid}.ktl-blog-nav__item{color:#1a1a1e;text-align:left;background:#fff;border:1px solid #e7e7ea;border-radius:18px;gap:8px;padding:24px;text-decoration:none;display:grid;box-shadow:0 10px 28px #1a1a1e0d}.ktl-blog-nav__item--next{text-align:right}.ktl-blog-nav__item span{color:#7a7a82;letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:800}.ktl-blog-nav__item strong{color:#1a1a1e;font-size:20px;font-weight:800;line-height:1.18}.ktl-blog-nav__item:hover,.ktl-blog-nav__item:focus-visible{transform:translateY(-2px);box-shadow:0 16px 34px #1a1a1e1a}.ktl-faq-hero{max-width:840px;margin-bottom:52px}.ktl-faq-hero h1{color:#1a1a1e;letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(42px,6vw,72px);font-weight:800;line-height:.96}.ktl-faq-hero p:not(.ktl-eyebrow){color:#5f5f66;max-width:760px;margin:0;font-size:21px;line-height:1.55}.ktl-faq-layout{grid-template-columns:300px minmax(0,1fr);align-items:start;gap:46px;display:grid}.ktl-faq-jump-card{background:#f6f6f8;border:1px solid #e7e7ea;border-radius:20px;padding:24px;position:sticky;top:112px}.ktl-faq-jump-card h2{color:#1a1a1e;margin:0 0 16px;font-size:19px;font-weight:800}.ktl-faq-jump-card nav{gap:8px;margin-bottom:22px;display:grid}.ktl-faq-jump-card nav a{color:#3a3a40;border-radius:12px;padding:11px 12px;font-size:14.5px;font-weight:750;line-height:1.25;text-decoration:none;display:block}.ktl-faq-jump-card nav a:hover,.ktl-faq-jump-card nav a:focus-visible{color:#1a1a1e;background:#fff}.ktl-faq-jump-card .ktl-button{width:100%;padding:13px 18px}.ktl-faq-groups{gap:52px;display:grid}.ktl-faq-group{scroll-margin-top:110px}.ktl-faq-group__heading{grid-template-columns:54px minmax(0,1fr);gap:18px;margin-bottom:22px;display:grid}.ktl-faq-group__heading>span{color:#fff;background:#1a1a1e;border-radius:16px;place-items:center;width:54px;height:54px;font-size:15px;font-weight:800;display:grid}.ktl-faq-group h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 10px;font-size:clamp(26px,3vw,38px);font-weight:800;line-height:1.08}.ktl-faq-group__heading p{color:#5f5f66;margin:0;font-size:17px;line-height:1.6}.ktl-faq-list{gap:12px;display:grid}.ktl-faq-item{background:#fff;border:1px solid #e7e7ea;border-radius:18px;overflow:hidden;box-shadow:0 10px 28px #1a1a1e0d}.ktl-faq-item summary{color:#1a1a1e;cursor:pointer;grid-template-columns:minmax(0,1fr) 28px;align-items:center;gap:18px;padding:22px 24px;font-size:19px;font-weight:800;line-height:1.25;list-style:none;display:grid}.ktl-faq-item summary::-webkit-details-marker{display:none}.ktl-faq-item summary:after{color:#1a1a1e;content:"+";background:#f1f1f3;border-radius:50%;place-items:center;width:28px;height:28px;font-size:22px;font-weight:650;line-height:1;display:grid}.ktl-faq-item[open] summary:after{content:"−"}.ktl-faq-answer{color:#4a4a51;padding:0 24px 24px;font-size:17.5px;line-height:1.68}.ktl-faq-answer p{margin:0 0 18px}.ktl-faq-answer p:last-child{margin-bottom:0}.ktl-faq-answer a{color:#1a1a1e;text-underline-offset:3px;font-weight:800;text-decoration-thickness:1px}.ktl-faq-answer strong{color:#1a1a1e;font-weight:800}.ktl-breadcrumb{color:#7a7a82;flex-wrap:wrap;gap:9px;margin-bottom:34px;font-size:14px;font-weight:700;display:flex}.ktl-breadcrumb a{color:#4a4a51;text-decoration:none}.ktl-breadcrumb a:hover{color:#1a1a1e}.ktl-problem-detail-page{max-width:1180px}.ktl-problem-detail-hero{max-width:880px;margin-bottom:54px}.ktl-problem-detail-hero h1{color:#1a1a1e;letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(42px,6vw,72px);font-weight:800;line-height:.96}.ktl-problem-detail-hero p{color:#5f5f66;margin:0;font-size:21px;line-height:1.55}.ktl-problem-detail-layout{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:58px;display:grid}.ktl-problem-detail-layout--wide{grid-template-columns:1fr}.ktl-problem-detail-layout--wide .ktl-problem-detail-content{max-width:none}.ktl-problem-detail-content{color:#4a4a51;font-size:18px;line-height:1.75}.ktl-problem-detail-content strong{color:#1a1a1e;font-weight:800}.ktl-problem-detail-content em{font-style:italic}.ktl-problem-detail-content a{color:#1a1a1e;text-underline-offset:3px;font-weight:800;text-decoration:underline;text-decoration-thickness:1px}.ktl-problem-detail-content a:hover,.ktl-problem-detail-content a:focus-visible{color:#0d0d0f;text-decoration-thickness:2px}.ktl-problem-detail-content>p,.ktl-problem-detail-section p{margin:0 0 24px}.ktl-problem-detail-section{margin-top:46px}.ktl-problem-detail-section h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 18px;font-size:clamp(28px,3vw,38px);font-weight:800;line-height:1.1}.ktl-problem-detail-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:42px;display:grid}.ktl-problem-detail-card{background:linear-gradient(145deg,#fff,#f7f7f8);border:1px solid #e7e7ea;border-radius:22px;min-height:100%;margin-top:0;padding:28px;position:relative;overflow:hidden;box-shadow:0 18px 46px #1a1a1e12}.ktl-problem-detail-card:before{content:"";pointer-events:none;background:radial-gradient(circle,#1a1a1e12,#0000 68%);border-radius:999px;width:136px;height:136px;position:absolute;top:-50px;right:-48px}.ktl-problem-detail-card:last-child:nth-child(odd){grid-column:1/-1}.ktl-problem-detail-card__number{color:#fff;letter-spacing:.08em;background:#1a1a1e;border-radius:999px;justify-content:center;align-items:center;width:42px;height:42px;margin-bottom:20px;font-size:13px;font-weight:800;display:inline-flex}.ktl-problem-detail-card h2{margin-bottom:14px;font-size:clamp(23px,2.3vw,30px)}.ktl-problem-detail-card p:last-child{margin-bottom:0}.ktl-problem-detail-section ul{gap:12px;margin:0;padding:0;list-style:none;display:grid}.ktl-problem-detail-section li{color:#3a3a40;background:#fff;border:1px solid #e7e7ea;border-radius:14px;padding:16px 18px 16px 48px;font-weight:650;line-height:1.45;position:relative}.ktl-problem-detail-section li:before{color:#fff;content:"✓";background:#1a1a1e;border-radius:50%;place-items:center;width:20px;height:20px;font-size:12px;font-weight:800;display:grid;position:absolute;top:17px;left:18px}.ktl-problem-detail-sidebar{color:#fff;background:linear-gradient(135deg,#3f3f46,#232328);border-radius:20px;padding:28px;position:sticky;top:112px;box-shadow:0 22px 54px #1a1a1e2e}.ktl-problem-detail-sidebar h2{color:#fff;margin:0 0 12px;font-size:24px;font-weight:800;line-height:1.15}.ktl-problem-detail-sidebar p{color:#d7d7dd;margin:0 0 22px;font-size:16px;line-height:1.55}.ktl-problem-detail-sidebar .ktl-button{background:#fff;width:100%;padding:14px 22px;color:#111!important}.ktl-problem-detail-sidebar .ktl-button:hover,.ktl-problem-detail-sidebar .ktl-button:focus-visible{filter:none;background:linear-gradient(135deg,#f4f4f5,#d5d5da);transform:translateY(-3px);box-shadow:0 16px 34px #00000057}.ktl-problem-detail-sidebar .ktl-button:focus-visible{outline-offset:4px;outline:3px solid #ffffff8c}.ktl-problem-detail-phone{text-align:center;margin-top:16px;font-size:20px;font-weight:800;text-decoration:none;display:block;color:#fff!important}.ktl-resource-panel{text-align:center;background:#f6f6f8;border:1px solid #e7e7ea;border-radius:18px;padding:44px}.ktl-resource-panel h2{color:#1a1a1e;margin:0 0 12px;font-size:26px;font-weight:800}.ktl-resource-panel p{color:#5f5f66;max-width:560px;margin:0 auto 28px;font-size:17px;line-height:1.55}.ktl-contact-grid{grid-template-columns:1.1fr .9fr;align-items:start;gap:40px;display:grid}.ktl-contact-schedule{background:linear-gradient(145deg,#fff,#f7f7f8);border:1px solid #e7e7ea;border-radius:24px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin:-12px 0 38px;padding:34px 38px;display:grid;box-shadow:0 18px 46px #1a1a1e12}.ktl-contact-schedule .ktl-eyebrow{margin-bottom:10px}.ktl-contact-schedule h2{color:#1a1a1e;letter-spacing:-.02em;margin:0 0 10px;font-size:clamp(26px,3vw,38px);font-weight:800;line-height:1.08}.ktl-contact-schedule p:not(.ktl-eyebrow){color:#5f5f66;max-width:720px;margin:0;font-size:17px;line-height:1.55}.ktl-button--contact-schedule{min-width:270px;padding:15px 24px}.ktl-form-card{background:#fff;border:1px solid #e7e7ea;border-radius:18px;padding:38px;box-shadow:0 4px 16px #0000000f}.ktl-form-grid{gap:18px;display:grid}.ktl-form-two{grid-template-columns:1fr 1fr;gap:18px;display:grid}.ktl-field span{color:#4a4a51;margin-bottom:7px;font-size:13px;font-weight:700;display:block}.ktl-field input,.ktl-field textarea{color:#1a1a1e;border:1px solid #d6d6da;border-radius:10px;outline:none;width:100%;padding:12px 14px;font-family:inherit;font-size:15px}.ktl-field textarea{resize:vertical}.ktl-field input:focus,.ktl-field textarea:focus{border-color:#1a1a1e!important}.ktl-honeypot{display:none}.ktl-submit{color:#fff;cursor:pointer;background:linear-gradient(135deg,#3a3a40,#1a1a1e 55%,#0d0d0f);border:1px solid #0d0d0f;border-radius:11px;padding:15px 32px;font-family:inherit;font-size:16px;font-weight:700;box-shadow:0 6px 18px #00000029}.ktl-submit:hover{filter:brightness(1.12)}.ktl-contact-side{gap:16px;display:grid}.ktl-contact-box{background:#fff;border:1px solid #e7e7ea;border-radius:18px;padding:32px}.ktl-contact-box--dark{color:#fff;background:linear-gradient(135deg,#2e2e34,#0f0f12);border:none}.ktl-contact-box h3{color:#2a2a30;letter-spacing:.1em;text-transform:uppercase;margin:0 0 12px;font-size:13px;font-weight:700}.ktl-contact-box--dark h3{color:#fff;margin-bottom:8px}.ktl-contact-phone{letter-spacing:-.01em;font-size:28px;font-weight:800;text-decoration:none;color:#fff!important}.ktl-contact-box p{color:#2a2a30;margin:0;font-size:16px;line-height:1.6}.ktl-contact-box--dark p{color:#c9c9cf;margin-top:14px;font-size:14px;line-height:1.55}.ktl-contact-note{color:#8a8a90!important;margin-top:10px!important;font-size:13px!important}.ktl-cta{background:linear-gradient(135deg,#3f3f46,#2a2a30 60%,#232328);position:relative;overflow:hidden}.ktl-cta:before{content:"";pointer-events:none;background:radial-gradient(circle at 80% -10%,#ffffff0f,#0000 45%);position:absolute;inset:0}.ktl-cta__inner{color:#fff;text-align:center;max-width:900px;margin:0 auto;padding:88px 32px;position:relative}.ktl-cta h2{letter-spacing:-.02em;text-wrap:balance;margin:0 0 16px;font-size:clamp(30px,4vw,46px);font-weight:800}.ktl-cta p{color:#cfcfd4;text-wrap:pretty;max-width:960px;margin:0 auto 34px;font-size:19px;line-height:1.55}.ktl-cta__actions{flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:30px;display:flex}.ktl-cta__phone,.ktl-hero__phone{cursor:pointer;background:#ffffff0d;border:1.5px solid #ffffff80;border-radius:11px;justify-content:center;align-items:center;gap:10px;padding:15px 30px;font-size:16px;font-weight:700;text-decoration:none;transition:background .15s,border-color .15s,color .15s,transform .15s,box-shadow .15s;display:inline-flex;color:#fff!important}.ktl-cta__phone:hover,.ktl-hero__phone:hover{background:#ffffff38;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #00000057}.ktl-cta__phone:focus-visible,.ktl-hero__phone:focus-visible{background:#ffffff38;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #00000057,0 0 0 3px #ffffff57}.ktl-cta__footnote{text-align:center;line-height:1.55;color:#a9a9b0!important;margin:0!important;font-size:19px!important}.ktl-footer{color:#c4c4ca;background:#0b0b0d}.ktl-footer__inner{max-width:1240px;margin:0 auto;padding:64px 32px 40px}.ktl-footer__grid{border-bottom:1px solid #ffffff1a;grid-template-columns:1.5fr 1fr 1.1fr 1.3fr;align-items:start;gap:40px;padding-bottom:44px;display:grid}.ktl-footer__logo-box{background:#fff;border-radius:12px;margin-bottom:20px;padding:12px 16px;display:inline-block}.ktl-footer__logo-box img{width:auto;height:48px;display:block}.ktl-footer p{color:#9a9aa2;max-width:320px;margin:0;font-size:15px;line-height:1.65}.ktl-footer h2{color:#74747c;letter-spacing:.12em;text-transform:uppercase;margin:0 0 16px;font-size:12px;font-weight:700}.ktl-footer__links{gap:12px;display:grid}.ktl-footer__links a{color:#c4c4ca;font-size:15px;text-decoration:none}.ktl-footer__links a:hover{color:#fff}.ktl-footer__address{color:#9a9aa2;font-size:15px;line-height:1.6}.ktl-footer__address span{color:#74747c}.ktl-footer__primary{cursor:pointer;background:#fff;border:1px solid #fff;border-radius:10px;justify-content:center;align-items:center;padding:12px 20px;font-size:14px;font-weight:700;text-decoration:none;transition:background .15s,border-color .15s,color .15s,transform .15s,box-shadow .15s;display:inline-flex;color:#0b0b0d!important}.ktl-footer__primary:hover{background:#fff;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #00000057;color:#0b0b0d!important}.ktl-footer__primary:focus-visible{background:#fff;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 20px 46px #00000057,0 0 0 3px #ffffff57;color:#0b0b0d!important}.ktl-footer__secondary{cursor:pointer;background:0 0;border:1.5px solid #fff6;border-radius:10px;justify-content:center;align-items:center;padding:11px 20px;font-size:14px;font-weight:600;text-decoration:none;transition:background .15s,border-color .15s,transform .15s,box-shadow .15s;display:inline-flex;color:#fff!important}.ktl-footer__secondary:hover{background:#ffffff29;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 18px 40px #ffffff24}.ktl-footer__secondary:focus-visible{background:#ffffff29;border-color:#fff;transform:translateY(-3px)scale(1.03);box-shadow:0 18px 40px #ffffff24,0 0 0 3px #ffffff47}.ktl-footer__bottom{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:24px 40px;padding-top:24px;display:flex}.ktl-footer__disclaimer{color:#6a6a72;max-width:620px;font-size:12px;line-height:1.6}.ktl-footer__legal{color:#6a6a72;flex-direction:column;align-items:flex-end;gap:12px;font-size:12px;display:flex}.ktl-footer__legal-row{align-items:center;gap:20px;display:flex}.ktl-footer__legal span,.ktl-footer__legal div{color:#6a6a72}.ktl-footer__legal a{color:#9a9aa2;text-decoration:none}.ktl-footer__legal a:hover{color:#fff}@media(max-width:1180px){.ktl-nav,.ktl-header__actions{display:none}.ktl-mobile-menu{display:block}}@media(max-width:1000px){.ktl-services-hero{background-position:54%;min-height:360px}.ktl-problem-grid{grid-template-columns:1fr}.ktl-blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ktl-split,.ktl-contact-grid,.ktl-problem-detail-layout,.ktl-faq-layout,.ktl-resource-video,.ktl-deadlines-layout{grid-template-columns:1fr}.ktl-problem-detail-sidebar,.ktl-faq-jump-card{position:relative;top:auto}.ktl-credentials{grid-template-columns:repeat(2,minmax(0,1fr))}.ktl-client-grid,.ktl-footer__grid{grid-template-columns:repeat(2,1fr)}.ktl-about-sticky{position:relative;top:auto}.ktl-about-bio{max-width:860px;display:block}.ktl-about-headshot{max-width:420px;margin:0 0 34px;position:relative;top:auto}.ktl-contact-schedule{grid-template-columns:1fr}.ktl-button--contact-schedule{width:100%;min-width:0}}@media(max-width:760px){.ktl-card-grid,.ktl-client-grid,.ktl-service-row,.ktl-resource-card,.ktl-blog-grid,.ktl-blog-nav,.ktl-footer__grid,.ktl-form-two{grid-template-columns:1fr}.ktl-blog-nav__item,.ktl-blog-nav__item--next{text-align:center}.ktl-resource-card__media{border-radius:18px 18px 0 0;order:-1;margin:-28px -28px 0}.ktl-resource-card__media img{min-height:190px}.ktl-credentials{grid-template-columns:repeat(2,minmax(0,1fr))}.ktl-credential-card{text-align:center;flex-direction:column;align-items:center;min-height:176px;padding:18px 12px}.ktl-credential-card__media{width:78px;height:78px}.ktl-credential-card__media img{max-width:62px;max-height:62px}.ktl-credential-card__media--wide img{max-width:72px;max-height:36px}.ktl-header__inner{gap:14px;padding:8px 18px}.ktl-header__actions{gap:10px}.ktl-button--header-primary,.ktl-button--header-secondary{padding:10px 12px;font-size:13px}.ktl-logo img{height:46px}.ktl-review-button{width:42px;height:42px}.ktl-review-button--prev{left:10px}.ktl-review-button--next{right:10px}.ktl-review-dots{margin-top:18px}.ktl-footer__legal{align-items:flex-start}.ktl-problem-detail-card-grid{grid-template-columns:1fr}.ktl-problem-detail-card:last-child:nth-child(odd){grid-column:auto}.ktl-faq-group__heading,.ktl-deadline-card{grid-template-columns:1fr}.ktl-debt-solution-card{grid-template-columns:64px minmax(0,1fr)}.ktl-debt-solution-card .ktl-icon-box{grid-area:2/1}.ktl-debt-solution-card__content{grid-area:1/2/span 2}}@media(max-width:540px){.ktl-section,.ktl-page-main{padding-left:24px;padding-right:24px}.ktl-form-card,.ktl-contact-box,.ktl-resource-panel,.ktl-service-row,.ktl-faq-jump-card,.ktl-resource-video,.ktl-deadline-note-card,.ktl-deadline-source-card,.ktl-deadlines-help,.ktl-deadline-card,.ktl-legal-content,.ktl-debt-solution-card{padding:28px}.ktl-debt-solution-card{grid-template-columns:1fr;gap:16px}.ktl-debt-solution-card .ktl-icon-box,.ktl-debt-solution-card__content{grid-area:auto}.ktl-deadline-source-list{grid-template-columns:1fr}.ktl-deadline-note-card--wide{width:min(100%,100vw - 48px);padding:28px}.ktl-faq-item summary{padding:20px;font-size:18px}.ktl-faq-answer{padding:0 20px 22px;font-size:16.5px}.ktl-credentials{gap:12px}.ktl-credential-card{min-height:176px;padding:18px 12px}.ktl-credential-card strong{font-size:14px}.ktl-credential-card span{font-size:12.5px}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}